How International Families Can Finance a Home in Portugal

Planning a move to Portugal and want to buy a family home? You don’t need to be a resident to get a mortgage — but you do need a strong, documented income from abroad.

1. Joint Applications

Applying with your partner? Having both incomes helps!

2. What Banks Require

Regardless of each case, the following three documents are necessary for processing. Additional required documentation is subject to change with each case.

• Steady employment income (from one or both applicants)
• Payslips and employment contracts
• Tax returns from your home country (or other country)

3. Mortgage Basics

• Expect to put down at least 20% of the home’s price
• Mortgage terms up to 40 years (depending on age and bank of choice)

4. How We Help 

We compare offers from multiple banks, guide you on documents, and liaise with local lenders so you don’t have to. These services are free of charge in Portugal and we will always have your best interests in mind.

Schedule a Call: 📢 https://forms.gle/2rZXEReDf1162zRm8