Buying Property in Portugal While Working Remotely: How to Secure a Mortgage

 Living the remote work dream from Portugal? Why rent when you can buy? Even if you're earning from abroad, you may qualify for a mortgage to purchase property here.

1. Who Qualifies? 

Foreign nationals with:

• Full-time remote contracts
• Freelance income (with proof)
• Company ownership with regular income

2. Documentation

Regardless of each case, the following three documents are necessary for processing. Additional required documentation is subject to change with each case.

• At least 1-2 years of stable income history
• Bank statements of the last 3-6 months
• Tax returns

3. Down Payments & Terms

Expect to contribute 10-30% as a deposit. Mortgages can run up to 40 years (depending on your age).

4. Self-Employed? 

It’s still possible — just be ready to show income consistency and provide tax filings or accountant letters.

5. Why Work With a Broker? 

We specialize in helping remote workers and expats get approved. We know which lenders understand your situation. These services are free of charge in Portugal and we will always have your best interests in mind.

Schedule a call with us: 📲 https://forms.gle/2rZXEReDf1162zRm8